Load full chat info lazily, prevents useless network request and should fix issues with delays through flood errors when handling big amounts of user chats. Handle chat participant deletions and additions correctly and only touch the user list when it is actually updated, this should fix some issues with printing annoying messages in Finch and users not showing up in the buddy list in certain situations. Only add chats to buddy list that are actively joined or receive incoming message, which should help keeping the buddy list more tidy when using much chats.
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